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Riding a motorcycle is a thrillingly dangerous adventure. It comes with many risks and rewards. Approximately ¾ of all motorcycle accidents are caused by an operator of another motor vehicle, often passenger cars.
That is not to say that motorcyclists can not cause their own accidents. Ways that motorcyclists have gotten injured on their bikes include excessive speeding, reckless driving, following another vehicle too closely, etc.
However, motorcyclists have to take a special course in order to operate a motorcycle. This course has an entire section dedicated to the safety of driving a motorcycle defensively. Most motorcyclists are hyper aware of the actions of the vehicles around them.
This can make for a good defense in a court of law: ¾ of all motorcycle accidents are not the rider’s fault, and the rider has been taught important defensive driving skills.
In Stoughton, most motorcycle accidents occur on the commonly small, three lane highway known as Route 24.
Motorcycle InsuranceAs well as proper motorcycle insurance, it’s highly suggested for motorcyclists to have health insurance as they are more likely to be more severely injured during a crash than car operators.
Additionally, if a motorcyclist is found to be at fault for the accident, Massachusetts does not require your insurance company to cover your medical expenses under Personal Injury Protection.
Financial AftermathBecause motorcyclists are more likely to be more severely injured during a crash, it is very likely that no matter what kind of accident, the rider will need to be sent to the hospital. Motorcyclists often endure long term injuries in crashes and suffer extensively during the healing process. Some possible injuries include:
Extensive time in hospitals means extensive time away from work. You cannot pay expensive medical bills if you are not working, which is why compensation from your insurance company will be so important.
Negotiating Insurance CompensationIt is not secret that insurance companies do not always want what is best for you. It’s common for insurance companies to be brought to court over motor vehicle expense and medical bill compensation. It is also common for insurance companies to offer a settlement to the victim that will look tempting to take, but may not be all you are entitled to.
In order to have a successful case, it will be crucial to prove that the motorcycle accident was not caused by the rider. Taking pictures at the scene and calling 911 after an accident so they can investigate are strong influencers. The more evidence that can be obtained, the stronger the case.
Your insurance company may ask for a recorded statement of the accident. The insurance claim adjuster will call you within a few days of filing a claim. While they may seem friendly, some may seem cold, it is important to remember that they are not calling to be your friend.
Insurance claim adjusters reach out to hear your version of the story to determine the compensation you deserve. It is not mandatory to speak with them. In most cases, lawyers will advise you not to speak with them as it likely will only hurt your case. If you do not speak with them then they will only have the claim and the police report.
Contact UsCall or text Attorney DelSignore directly for a free consultation about your case at (781) 686-5924. It is never too early or late to call us; we are here to help you.
Our passion is to help those in need. Contact us today.
Negotiating with insurance company recorded statements.